Time to Fund As Soon As 24
Hours
Loan Amount $5,000-
2,000,000
Loan Terms Up to 2
Years
Bad Credit? Flexible Solutions
for All Credit Levels
Benefits

Fast Access to Capital

When your business needs quick financing, our merchant cash advance provides a swift solution. We understand the value of time in business, and our application process is simple and quick. Most approvals are made within 24 hours, enabling you to access the funds in a matter of days.

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High Approval Rates

Unlike traditional bank loans, our merchant cash advances have high approval rates. Our qualification criteria are flexible and focus more on your sales history than your credit score, making it easier for a wider range of businesses to get approved

18k+ Applications Received
97% Of applications approved
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Use Funds as Needed

The funds from our merchant cash advance can be used as you see fit for your business. Whether it's for purchasing inventory, equipment, renovations, or managing cash flow, we provide you with the financial flexibility your business needs

  • No Collateral Required

    Our merchant cash advances are unsecured, meaning you don't have to put up any collateral. Your future credit card sales act as the security for the cash advance.

  • No Hidden Fees or Costs

    We believe in transparency. With our merchant cash advance, you'll know upfront what you're getting into. We clearly explain our terms and there are no hidden fees or costs involved.

  • Personalized Customer Service

    We pride ourselves on our customer service. Our team is always ready to help you understand our product and guide you through the process. We're committed to helping your business grow.

Flexible Repayment

Repayment is tied to your daily credit card sales, making it more manageable. On slower business days, you pay less, and on busier days, you pay more. This structure aligns with your business's cash flow, reducing the financial strain on your business

  • 18K applications received
  • 97% Of applications approved
  • $50M+ given in loans
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Why Choose HighTech Payments?

At HighTech Payments, we combine cutting-edge technology with a commitment to exceptional service, making us the trusted partner for businesses across industries.

Our solutions are designed to scale with your business, providing secure, flexible payment options for both online and in-store transactions. With transparent pricing, 24/7 support, and a team dedicated to your success, HighTech Payments stands out as a reliable choice for streamlined payment processing. We’re here to empower your business with everything you need to thrive in today’s dynamic market

Learn More About Our Advantage
partner with us Looking to Partner with Us?

HighTech Payments offers partnership opportunities designed to help you grow your business and maximize revenue. Whether you’re an ISO or agent seeking a competitive edge or an ISV or developer looking for seamless integration options, we provide the tools, support, and resources you need to succeed. Join us and discover the benefits of partnering with a forward-thinking payment solutions provider

ISOs & Agents

Expand your portfolio with competitive merchant processing solutions, white-label options, and dedicated support to help you build strong client relationships.

Become a Partner
ISVs & Developers

Access flexible APIs, robust SDKs, and a seamless integration process, empowering you to enhance your software with secure, scalable payment solutions

Become a Partner
Testimonials What they say about us

Switching to HighTech Payments for our e-commerce store was the best decision we’ve made. Their online payment gateway is seamless, and the advanced fraud prevention tools give us peace of mind. Transactions are fast and reliable, and our customers love the ease of checkout!

Sophia R.

Online Payments

HighTech Payments’ POS system transformed our restaurant operations. From managing orders to accepting payments at tables, everything is so much smoother. The cash discount feature has also helped us save money and offer better pricing to our customers.

James T.

Restaurant POS System

As a high-risk business, finding a reliable payment processor was challenging until we found HighTech Payments. They offered tailored solutions that fit our needs perfectly, and their chargeback mitigation tools have saved us thousands.

Emily D.

High-Risk Business Solution

Our retail store needed a robust and flexible POS system, and HighTech Payments delivered. The hardware options were excellent, and their setup team ensured a smooth installation. Real-time inventory tracking has been a game-changer for us.

Michael B.

In-Person Retail Store

HighTech Payments provided us with a tailored solution for our healthcare practice. Their system makes it easy to manage patient billing, and the integration with our scheduling software has streamlined our operations significantly.

Dr. Rebecca M.

Healthcare Industry Payments

Partnering with HighTech Payments as an ISV has been a fantastic experience. Their API integrations are straightforward, and the support team has been incredibly responsive. It’s helped us offer even more value to our clients.

Aaron L.

ISV Partner Experience

The team at HighTech Payments understood exactly what we needed for our quick-service restaurant. Their POS system handles high-volume transactions effortlessly, and the detailed sales reports help us make better business decisions.

Linda K.

Quick Service Restaurant (QSR)

We operate a chain of hotels, and HighTech Payments provided a scalable solution that works across all our locations. Their dashboard analytics give us real-time insights into revenue, and the ability to accept payments via phone has been a fantastic addition.

Daniel P.

Hospitality

Switching to HighTech Payments for our e-commerce store was the best decision we’ve made. Their online payment gateway is seamless, and the advanced fraud prevention tools give us peace of mind. Transactions are fast and reliable, and our customers love the ease of checkout!

Sophia R.

Online Payments

HighTech Payments’ POS system transformed our restaurant operations. From managing orders to accepting payments at tables, everything is so much smoother. The cash discount feature has also helped us save money and offer better pricing to our customers.

James T.

Restaurant POS System

As a high-risk business, finding a reliable payment processor was challenging until we found HighTech Payments. They offered tailored solutions that fit our needs perfectly, and their chargeback mitigation tools have saved us thousands.

Emily D.

High-Risk Business Solution

Our retail store needed a robust and flexible POS system, and HighTech Payments delivered. The hardware options were excellent, and their setup team ensured a smooth installation. Real-time inventory tracking has been a game-changer for us.

Michael B.

In-Person Retail Store

HighTech Payments provided us with a tailored solution for our healthcare practice. Their system makes it easy to manage patient billing, and the integration with our scheduling software has streamlined our operations significantly.

Dr. Rebecca M.

Healthcare Industry Payments

Partnering with HighTech Payments as an ISV has been a fantastic experience. Their API integrations are straightforward, and the support team has been incredibly responsive. It’s helped us offer even more value to our clients.

Aaron L.

ISV Partner Experience

The team at HighTech Payments understood exactly what we needed for our quick-service restaurant. Their POS system handles high-volume transactions effortlessly, and the detailed sales reports help us make better business decisions.

Linda K.

Quick Service Restaurant (QSR)

We operate a chain of hotels, and HighTech Payments provided a scalable solution that works across all our locations. Their dashboard analytics give us real-time insights into revenue, and the ability to accept payments via phone has been a fantastic addition.

Daniel P.

Hospitality