
Fast Access to Capital
When your business needs quick financing, our merchant cash advance provides a swift solution. We understand the value of time in business, and our application process is simple and quick. Most approvals are made within 24 hours, enabling you to access the funds in a matter of days.
Check EligibilityHigh Approval Rates
Unlike traditional bank loans, our merchant cash advances have high approval rates. Our qualification criteria are flexible and focus more on your sales history than your credit score, making it easier for a wider range of businesses to get approved


Use Funds as Needed
The funds from our merchant cash advance can be used as you see fit for your business. Whether it's for purchasing inventory, equipment, renovations, or managing cash flow, we provide you with the financial flexibility your business needs
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No Collateral Required
Our merchant cash advances are unsecured, meaning you don't have to put up any collateral. Your future credit card sales act as the security for the cash advance.
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No Hidden Fees or Costs
We believe in transparency. With our merchant cash advance, you'll know upfront what you're getting into. We clearly explain our terms and there are no hidden fees or costs involved.
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Personalized Customer Service
We pride ourselves on our customer service. Our team is always ready to help you understand our product and guide you through the process. We're committed to helping your business grow.
Flexible Repayment
Repayment is tied to your daily credit card sales, making it more manageable. On slower business days, you pay less, and on busier days, you pay more. This structure aligns with your business's cash flow, reducing the financial strain on your business
- 18K applications received
- 97% Of applications approved
- $50M+ given in loans

At HighTech Payments, we combine cutting-edge technology with a commitment to exceptional service, making us the trusted partner for businesses across industries.
Our solutions are designed to scale with your business, providing secure, flexible payment options for both online and in-store transactions. With transparent pricing, 24/7 support, and a team dedicated to your success, HighTech Payments stands out as a reliable choice for streamlined payment processing. We’re here to empower your business with everything you need to thrive in today’s dynamic market
Learn More About Our AdvantageHighTech Payments offers partnership opportunities designed to help you grow your business and maximize revenue. Whether you’re an ISO or agent seeking a competitive edge or an ISV or developer looking for seamless integration options, we provide the tools, support, and resources you need to succeed. Join us and discover the benefits of partnering with a forward-thinking payment solutions provider
Expand your portfolio with competitive merchant processing solutions, white-label options, and dedicated support to help you build strong client relationships.
Become a PartnerAccess flexible APIs, robust SDKs, and a seamless integration process, empowering you to enhance your software with secure, scalable payment solutions
Become a Partner